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Non-Confirming Loans

Non-conforming loans provide an alternative for applicants who do not meet the lending criteria of traditional lending institutions for a variety of reasons including:

  • poor credit history
  • bankruptcy
  • age
  • unusual employment/income circumstances
  • Centrelink or pension income
  • unacceptable or unusual deposit sources
  • large number of debts to be consolidated
  • mortgage loan insurance requirements not met.